Numbers that matter: Knowing your policy limits
Every insurance policy has limits that state the maximum monetary figure that will be paid out in the event of a claim.
Every insurance policy has limits that state the maximum monetary figure that will be paid out in the event of a claim.
As a construction contractor, your plant and equipment are the lifeblood of your business. But how can you best manage the risks whether your gear is on your premises, on a work site, or in transit? And it might be your own plant or on lease. When it’s damaged, breaks down, or is stolen, it…
How well are you protecting the creative, intangible assets of your business? They’re the pandora’s box of inventions, designs, names and images, symbols, literary and artistic works that commerce uses for financial benefit. IP insurance demystified According to IP Australia, legally protecting the intellectual property (IP) of your business means covering: Copyright Patents Trademarks Industrial designs, such as…
Construction in Australia is booming even in the wake of the Federal Government’s HomeBuilder stimulus. And it’s not just about detached houses. The Australian Construction Industry Forum has forecast that rising land prices will renew interest in apartment builds over the next few years. As well, governments are spearheading infrastructure projects, with 15 of them worth…
The road transport industry, which includes road freight and road passenger transport, has been named as a national workplace health and safety priority. That’s due to a high fatality rate – 583 in the 12 years to 2015.
The insurance market is a ‘hard’ or sellers’ market right now. So, what does that mean, and what’s the likely impact on your business?
It’s not just businesses that take a big hit when workplace discrimination happens, be it direct or indirect victimisation.
Unreliable equipment can be the death knell for a business, with the costs of equipment failure and downtime tricky to accurately predict and calculate.
No business wants nasty surprises. So, when an adverse incident means you need to claim on your insurance policy, we will manage the process on your behalf.
Stealing a tradie’s tools is a low crime. On average, each tradie carries thousands of dollars of equipment in their ute.