Numbers that matter: Knowing your policy limits
Every insurance policy has limits that state the maximum monetary figure that will be paid out in the event of a claim.
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Get up to speed on commercial property insurance
Commercial property insurance comes in a few guises.
Would you know what to do in these marine transit scenarios?
It can be nail-biting waiting for goods you’ve ordered or are selling to arrive at their destination. That’s because cargo theft is rising, and so are new risks, thanks to the pandemic.
Manage the risks in your online business
Ecommerce continues to thrive, with Australia now being among the most attractive consumer markets on the globe. Australia tops the world for ‘digitally connected commerce’ for analysis of the market environment, ecommerce take up, penetration rates for digital commerce infrastructure, payments, and mobile device ownership.
How successful contractors manage risks around their plant
As a construction contractor, your plant and equipment are the lifeblood of your business. But how can you best manage the risks whether your gear is on your premises, on a work site, or in transit? And it might be your own plant or on lease. When it’s damaged, breaks down, or is stolen, it…
Have you got your company’s intangible assets covered?
How well are you protecting the creative, intangible assets of your business? They’re the pandora’s box of inventions, designs, names and images, symbols, literary and artistic works that commerce uses for financial benefit. IP insurance demystified According to IP Australia, legally protecting the intellectual property (IP) of your business means covering: Copyright Patents Trademarks Industrial designs, such as…
Why building shortcuts don’t bode well for the booming construction industry
Construction in Australia is booming even in the wake of the Federal Government’s HomeBuilder stimulus. And it’s not just about detached houses. The Australian Construction Industry Forum has forecast that rising land prices will renew interest in apartment builds over the next few years. As well, governments are spearheading infrastructure projects, with 15 of them worth…
5 tips to boost safety in your transport company
The road transport industry, which includes road freight and road passenger transport, has been named as a national workplace health and safety priority. That’s due to a high fatality rate – 583 in the 12 years to 2015.
What’s a harder insurance market got to do with your business?
The insurance market is a ‘hard’ or sellers’ market right now. So, what does that mean, and what’s the likely impact on your business?
How to protect your business from the fallout of workplace discrimination risks
It’s not just businesses that take a big hit when workplace discrimination happens, be it direct or indirect victimisation.
Do you know the real cost of unplanned equipment downtime on your business?
Unreliable equipment can be the death knell for a business, with the costs of equipment failure and downtime tricky to accurately predict and calculate.
Forewarned is forearmed: know what happens when you need to lodge an insurance claim
No business wants nasty surprises. So, when an adverse incident means you need to claim on your insurance policy, we will manage the process on your behalf.
How to keep a better grip on your tradie tools to deter theft
Stealing a tradie’s tools is a low crime. On average, each tradie carries thousands of dollars of equipment in their ute.
The risks of underinsuring your business
Underinsurance is more common than you think. Industry figures show up to 62% of small-to-medium-sized businesses don’t have correct-value insurance. Here’s what you need to know.
Buying secondhand equipment? The low-down on your insurance options
The secondhand economy – not just for business equipment – is expected to hit $46 billion in Australia this year. If you’re considering buying pre-owned, here’s what you need to know about insurance.
Are you all aboard with the new risks to goods in transit?
If your company orders, receives, or sends goods in transit, you’ll have noticed supply chains are a different ball game thanks to the impact of COVID-19. Here’s how these changes affect your company’s risk profile.
Winter is coming: Are you insured?
As the temperature dips, how prepared is your business for winter operations? We’ll outline the range of risks the colder weather brings and how to minimise them.